What is an automatic homestead?

An automatic homestead in California is a legal protection that shields up to $600,000 of equity in your home from creditors. It is automatic because you do not need to file any paperwork to claim it. All homeowners who occupy their primary residence in California are...

How to Deal With Debt Collectors

Dealing with debt collectors can be stressful- they call you non-stop and send you a lot of collection letters. It is essential to approach the situation calmly and responsibly. Be smart about how you communicate with debt collectors Debt collectors will persistently...

Guide on How to Dispute a Debt

Request Validation of the Debt: First, you should send a written request to the debt collector asking them to validate the debt. In your letter, state that you are disputing the debt and request them to provide evidence that the debt is legitimate and that they have...