by admin | Mar 22, 2022 | Uncategorized
This pre-death checklist will get your affairs in order. When Aretha Franklin died intestate—without a legal will—in 2018, she joined a surprisingly long list of famous people, including Prince, who also did the same. By not preparing an estate plan, she made the task...
by admin | Mar 22, 2022 | Uncategorized
401(k)s can be a major factor in retirement planning, adding thousands, or potentially millions, to your savings. Discover the different types of 401(k) plans, how and when to withdraw your funds, and where a 401(k) fits into your retirement strategy. Saving for...
by admin | Mar 22, 2022 | Uncategorized
When you first learn about Chapter 7 bankruptcy, there are some key elements to understand. These terms are important to know and can help you see the process, and the people along the way, clearly. Person: The Case Trustee When a Chapter 7 petition is filed, the U.S....
by admin | Mar 22, 2022 | Uncategorized
What Is an Individual Retirement Account (IRA)? An individual retirement account (IRA) is a savings account with tax advantages that individuals can open to save and invest in the long term. Like a 401(k) account that an employee obtains as a benefit from their...
by admin | Feb 17, 2022 | Uncategorized
A Chapter 13 bankruptcy involves the reorganization of a debtor’s assets and the creation of a repayment plan to pay back creditors for debts. This is different from a Chapter 7 bankruptcy (liquidation), which requires that property that does not fall under one...
by admin | Feb 17, 2022 | Uncategorized
People who file for bankruptcy seek protection from their creditors for the debts they have. The U.S. Constitution gives this power to the federal government, and the federal government has established U.S. Bankruptcy Courts and the Bankruptcy Code to handle...
by admin | Feb 17, 2022 | Uncategorized
Financial stress is an unfortunate part of life for most Americans. High credit card bills and other unsecured debts, like student loans, cause much of this stress. Delinquent secured debt accounts, like past-due mortgage payments, add to it. For many California...
by admin | Feb 17, 2022 | Uncategorized
Learn what bankruptcy can do to improve your financial situation. Filing for bankruptcy is a complicated, emotional process. It takes more work and time than most people realize, but it can also be the right solution for significant debt issues. The Honest Benefits of...
by admin | Feb 17, 2022 | Uncategorized
It depends on the situation. You can remove bankruptcy from your credit report if it is untrue, misreported, disproved, or inaccurate. You cannot legally remove bankruptcy on your credit report just because: You do not want it on your record You have a good credit...
by admin | Feb 17, 2022 | Uncategorized
A bankruptcy filing can be legally complicated, as well as time-intensive. In many cases, your first big decision and major time commitment will be finding a bankruptcy lawyer. While you may already have an attorney from your business, estate planning, or family...
