by Geoffrey Purkis | Jul 29, 2023 | Uncategorized
Request Validation of the Debt: First, you should send a written request to the debt collector asking them to validate the debt. In your letter, state that you are disputing the debt and request them to provide evidence that the debt is legitimate and that they have...
by Geoffrey Purkis | Jul 29, 2023 | Uncategorized
If you find yourself in a situation where your home’s value has decreased, or you owe more on your mortgage than the property is currently worth (commonly known as being “underwater” or having negative equity), there are several options you can...
by Geoffrey Purkis | Jul 29, 2023 | Uncategorized
In Chapter 13 bankruptcy, the debtor proposes a repayment plan to the court to pay off their debts over a three to five-year period. During this time, certain major financial decisions may require court approval to ensure that they align with the terms of the...
by Geoffrey Purkis | Jul 18, 2023 | Uncategorized
There are various emergencies that can lead to bankruptcy if you aren’t adequately prepared to handle them. These emergencies can have significant financial implications, and without proper planning, they can quickly overwhelm an individual or a business. Some...
by Geoffrey Purkis | Jul 18, 2023 | Uncategorized
If you are or have been unemployed, underemployed, or on disability, bankruptcy could be of significant relief to you. Bills of all types go unpaid when not enough money comes in and at some point, something must be done to help you recover. Bankruptcy is a way for...
by Geoffrey Purkis | Jul 7, 2023 | Uncategorized
For chapter 13 cases filed after January 1, 2023, in the bankruptcy courts for the Northern District of California, all chapter 13 debtors when proposing a plan or a plan modification are required to utilize an updated standard form chapter 13 plan. A copy of the new...
